I am writing in this blog after a long time because of an unique (credit) card I found recently, its called Slice Card. Its not actually your regular credit card type but a card which gives you credit for one month, which you can even convert your spendings into EMI (3 months interest free and after that need to pay interest). Again, note that this is not your regular credit card but you will need to pay the amount fully each month for your usage and also you can convert it into EMI flexibly, if you cannot pay it fully for a particular month.
Advantages of Slice Card
- One month free credit without any interest (1st to 30th)
- Pay your every month usage before 5th of next month
- Conversion of your spending into interest free EMI for 3 months
- Offers which you can avail for usage in certain online and offline merchants
- Flexibilty in usage (you can control your card usage yourself by temporary blocking, offline usage, etc)
- No joining fee, no annual charges at all
- Flexibility in controlling your card through their App
Spark by Slice
This is one part where it becomes interesting when it comes to Slice Card. It is known as Spark, where they come up with great offers where you get cash back (immediately) when you activate this option and use the card at the merchant in which you activated. This particular offer is why in fact I opted for Slice card in first place. You will need to activate the Spark first and then use the card when the activation is still in process, else you will not get it. Then you can activate another spark to get another offer and so on.
Apart from Spark, they also come up with discount offers on various merchants like Swiggy, Zomato, Flipkart, etc where you get direct discount when you use your card.
Referral
Apart from the above you also get referral benefits now where you get Rs. 300 as cash back when you refer your friend and when they use the card first time (no minimum amount limit). I am sharing my referral code (CHAMP94195) for your benefit where you get Rs. 300 as cash back on your first time apply and activation of the card (even online), online card is generated immediately. You can request for plastic card also immediately. You will need to enter the referral code manually in order to get the Cash Back, even if you click and join through my referral link.
If you need any assistance or have any doubts about this card, you can mail me at offersgalore@gmail.com and I will be glad to help.