November 15, 2007

Tit-bit ways to save some bucks & "Importantly" time

Do you know that you can save some easy money if you do things differently rather than the orthodox way. I am planning to share my way of saving some bucks here. Although the amount saved here may not be much but still there is an easy way to do it and save some money too.

We all pay bills of various service providers like landline, mobile phones, insurance, electricity bills, etc. We have to spend our valuable time and energy to pay bills for such essential products. And queues and crowd and India and inseperable in almost any place you go, especially with paying bills for the above mentioned providers. Especially our own government owned BSNL and MTNL who are the major telecommunication providers for the whole of India. I have had horrible experiences in paying bills for BSNL in Chennai and had to go through a queue which is always faster and smaller in the queue next to you. I had to at least spend nearly 1 hour sometimes, including travel and waiting time in queue, etc and never mind about traffic.

Do you know that BSNL indeed has an online billing portal exclusively for paying all bills including landline, broadband, and mobile phones, yes that is true and you can pay it online through your credit card.

Ever since BSNL introduced this facility I have been using it to pay my bills through it and found it amazingly easy and without any issues I am able to pay. At first, since I was a bit skeptic with its functioning since it is run by government and like all other government co's I thought there will be issues with it, like non-payment issue. But amazingly, till now I have not got any issue with them so far by paying through it. It is actually located here for those in Chennai. For other cities, you can refer the BSNL website for the same. What more you will also get a 1% discount on all your bills paid through it. You can also view the status of your calls made in the middle of the month and can actually control your usage, hence. The service is run through ccavenue, hence you can be rest assured that it is safe.

You can also pay such bills in credit cards of SBI Card wherein you will get a discount of 2% every month, if you opt for ECS through them various providers.

HSBC now has come up with an offer where you will be given a cash back of Rs. 50/- for every bill paid through ECS through their credit card online.

I am sound frugal but I don't mind it, but if you opt for ECS you not only save some bucks but also the most important and less available commodity these days namely "TIME," no I am not talking about the one that we read every week, but am talking about the one we always try hard to have.

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